City Report

Troy

New York

Strong food access (8.5/10), but high state income tax (10.9%).

In Troy, NY, the average 2-bedroom rent is $1,702/mo, the state income tax reaches 10.90%, and flood risk rates 7/10.

Troy at a glance

Key sourced metrics for Troy, New York
Average Rent (2BR)	$1,702/mo	HUD FMR · FY2026
Cost vs National Average	−0.4%	HUD FMR · FY2026
State Income Tax %	10.90%	Tax Foundation · 2025
Flood Risk	7/10	FEMA NRI · 2023
Home Insurance (annual)	$1,556/yr	MoneyGeek · 2025
Primary Care Physician Ratio	2,081:1	County Health Rankings · 2024
Broadband Subscription Rate	87.4%	Census ACS · 2022
Population Density	4,950/sq mi	Census · 2025

33 sourced metrics across 10 categories — every number dated. Nothing estimated, nothing invented.

Before you buy

33 sourced metrics across 10 categories — every number dated. Nothing estimated, nothing invented.

Cost & Budget

Rent (1BR), Average Rent (2BR), Rent (3BR), Cost vs National Average, Childcare Avg Monthly

Taxes

State Income Tax %, Property Tax Avg %, Tax Profile

Climate & Risk

Flood Risk, Hurricane Risk, Wildfire Risk, Earthquake Risk, Tornado Risk, Heat Wave Risk…

Insurance

Home Insurance (annual), Insurance Risk Band

Political Climate

Political Climate, State Political Margin, County Political Margin

Health

Primary Care Physician Ratio, Mental Health Provider Ratio, Drinking Water Violation, Food Environment Index

Connectivity

Broadband Subscription Rate

Demographics & Social

Single-Person Household %, Sex Ratio (M per 100 F), Population Growth % (2017-2022)

Location & Geography

Population Density, Land Area, Distance to Coast, Climate Profile

What Nobody Tells You

Tagline, Pros, Cons

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